Peapack-Gladstone Financial Balance Sheet Health
Financial Health criteria checks 5/6
Peapack-Gladstone Financial has total assets of $6.4B and total equity of $582.4M. Total deposits are $5.5B, and total loans are $5.3B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $233.7M.
Key information
11x
Asset to equity ratio
2.5%
Net interest margin
Total deposits | US$5.48b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$233.71m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 45V's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: 45V has a low allowance for bad loans (95%).
Low Risk Liabilities: 94% of 45V's liabilities are made up of primarily low risk sources of funding.
Loan Level: 45V has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: 45V's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: 45V has an appropriate level of bad loans (1.3%).