Peapack-Gladstone Financial Balance Sheet Health
Financial Health criteria checks 5/6
Peapack-Gladstone Financial has total assets of $6.8B and total equity of $607.6M. Total deposits are $5.9B, and total loans are $5.2B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are $510.9M.
Key information
11.2x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$5.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$510.93m |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 45V's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: 45V has a low allowance for bad loans (89%).
Low Risk Liabilities: 96% of 45V's liabilities are made up of primarily low risk sources of funding.
Loan Level: 45V has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: 45V's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: 45V has an appropriate level of bad loans (1.5%).