Equity Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Equity Bancshares has total assets of $5.4B and total equity of $504.0M. Total deposits are $4.4B, and total loans are $3.6B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $235.5M.
Key information
10.6x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$4.36b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$235.48m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 44X's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: 44X has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 90% of 44X's liabilities are made up of primarily low risk sources of funding.
Loan Level: 44X has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 44X's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 44X has an appropriate level of bad loans (0.9%).