CNB Financial Corporation

DB:44I Stock Report

Market Cap: €543.3m

CNB Financial Balance Sheet Health

Financial Health criteria checks 6/6

CNB Financial has total assets of $6.0B and total equity of $606.4M. Total deposits are $5.2B, and total loans are $4.5B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $360.9M.

Key information

9.9x

Asset to equity ratio

3.6%

Net interest margin

Total deposits

US$5.22b

Loan to deposit ratio

Appropriate

Bad loans

0.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$360.87m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 44I's Assets to Equity ratio (9.9x) is low.

Allowance for Bad Loans: 44I has a sufficient allowance for bad loans (115%).

Low Risk Liabilities: 96% of 44I's liabilities are made up of primarily low risk sources of funding.

Loan Level: 44I has an appropriate level of Loans to Assets ratio (76%).

Low Risk Deposits: 44I's Loans to Deposits ratio (87%) is appropriate.

Level of Bad Loans: 44I has an appropriate level of bad loans (0.9%).


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