Byline Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Byline Bancorp has total assets of $9.6B and total equity of $1.0B. Total deposits are $7.3B, and total loans are $6.8B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $787.9M.
Key information
9.3x
Asset to equity ratio
4.3%
Net interest margin
| Total deposits | US$7.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$787.88m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 44F's Assets to Equity ratio (9.3x) is low.
Allowance for Bad Loans: 44F has a sufficient allowance for bad loans (156%).
Low Risk Liabilities: 85% of 44F's liabilities are made up of primarily low risk sources of funding.
Loan Level: 44F has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: 44F's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: 44F has an appropriate level of bad loans (0.9%).