Postal Savings Bank of China Past Earnings Performance
Past criteria checks 2/6
Postal Savings Bank of China has been growing earnings at an average annual rate of 8.3%, while the Banks industry saw earnings growing at 17.3% annually. Revenues have been growing at an average rate of 9% per year. Postal Savings Bank of China's return on equity is 8.4%, and it has net margins of 25.4%.
Key information
8.3%
Earnings growth rate
4.5%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 9.0% |
| Return on equity | 8.4% |
| Net Margin | 25.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Postal Savings Bank of China makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 319,155 | 81,117 | 76,180 | 0 |
| 30 Jun 24 | 319,703 | 80,205 | 76,180 | 0 |
| 31 Mar 24 | 319,633 | 80,600 | 76,180 | 0 |
| 31 Dec 23 | 316,745 | 80,954 | 76,180 | 0 |
| 30 Sep 23 | 313,813 | 80,322 | -66,737 | 0 |
| 30 Jun 23 | 311,542 | 80,966 | -18,090 | 0 |
| 31 Mar 23 | 306,027 | 79,819 | 74,208 | 0 |
| 31 Dec 22 | 300,063 | 78,516 | 74,208 | 0 |
| 30 Sep 22 | 296,670 | 80,236 | 209,240 | 0 |
| 30 Jun 22 | 290,507 | 76,998 | 160,593 | 0 |
| 31 Mar 22 | 281,071 | 74,670 | 68,295 | 0 |
| 31 Dec 21 | 272,469 | 70,894 | 68,295 | 0 |
| 30 Sep 21 | 261,449 | 73,278 | 59,433 | 0 |
| 30 Jun 21 | 251,568 | 68,967 | 59,433 | 0 |
| 31 Mar 21 | 240,375 | 62,722 | 59,433 | 0 |
| 31 Dec 20 | 236,139 | 61,615 | 59,433 | 0 |
| 30 Sep 20 | 226,994 | 56,988 | 57,298 | 0 |
| 30 Jun 20 | 220,616 | 54,709 | 57,298 | 0 |
| 31 Mar 20 | 225,326 | 60,006 | 57,298 | 0 |
| 31 Dec 19 | 221,732 | 58,432 | 57,298 | 0 |
| 30 Sep 19 | 215,264 | 57,498 | 147,215 | 0 |
| 30 Jun 19 | 210,123 | 57,169 | 122,738 | 0 |
| 31 Mar 19 | 208,180 | 51,935 | 147,215 | 0 |
| 31 Dec 18 | 205,154 | 49,920 | 147,215 | 0 |
| 30 Sep 18 | 213,449 | 53,924 | 46,420 | 0 |
| 30 Jun 18 | 211,562 | 51,215 | 49,340 | 0 |
| 31 Mar 18 | 204,447 | 50,392 | 46,420 | 0 |
| 31 Dec 17 | 198,127 | 47,683 | 46,420 | 0 |
| 30 Sep 17 | 185,997 | 45,655 | 41,329 | 0 |
| 30 Jun 17 | 179,985 | 43,172 | 43,409 | 0 |
| 31 Mar 17 | 175,194 | 41,105 | 41,329 | 0 |
| 31 Dec 16 | 172,700 | 39,801 | 41,329 | 0 |
| 30 Sep 16 | 172,637 | 38,564 | -41,911 | 0 |
| 30 Jun 16 | 169,482 | 37,134 | 39,991 | 0 |
| 31 Mar 16 | 167,760 | 36,095 | 29,624 | 0 |
| 31 Dec 15 | 164,998 | 34,859 | 39,010 | 0 |
| 31 Dec 14 | 153,463 | 32,567 | 33,733 | 0 |
| 31 Dec 13 | 136,560 | 29,668 | 28,245 | 0 |
Quality Earnings: 3YB0 has high quality earnings.
Growing Profit Margin: 3YB0's current net profit margins (25.4%) are lower than last year (25.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 3YB0's earnings have grown by 8.3% per year over the past 5 years.
Accelerating Growth: 3YB0's earnings growth over the past year (1%) is below its 5-year average (8.3% per year).
Earnings vs Industry: 3YB0 earnings growth over the past year (1%) did not outperform the Banks industry 13%.
Return on Equity
High ROE: 3YB0's Return on Equity (8.4%) is considered low.