Postal Savings Bank of China Co., Ltd.

DB:3YB0 Stock Report

Market Cap: €67.5b

Postal Savings Bank of China Past Earnings Performance

Past criteria checks 2/6

Postal Savings Bank of China has been growing earnings at an average annual rate of 8.3%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 9% per year. Postal Savings Bank of China's return on equity is 8.4%, and it has net margins of 25.4%.

Key information

8.3%

Earnings growth rate

4.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate9.0%
Return on equity8.4%
Net Margin25.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Postal Savings Bank of China makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:3YB0 Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24319,15581,11776,1800
30 Jun 24319,70380,20576,1800
31 Mar 24319,63380,60076,1800
31 Dec 23316,74580,95476,1800
30 Sep 23313,81380,322-66,7370
30 Jun 23311,54280,966-18,0900
31 Mar 23306,02779,81974,2080
31 Dec 22300,06378,51674,2080
30 Sep 22296,67080,236209,2400
30 Jun 22290,50776,998160,5930
31 Mar 22281,07174,67068,2950
31 Dec 21272,46970,89468,2950
30 Sep 21261,44973,27859,4330
30 Jun 21251,56868,96759,4330
31 Mar 21240,37562,72259,4330
31 Dec 20236,13961,61559,4330
30 Sep 20226,99456,98857,2980
30 Jun 20220,61654,70957,2980
31 Mar 20225,32660,00657,2980
31 Dec 19221,73258,43257,2980
30 Sep 19215,26457,498147,2150
30 Jun 19210,12357,169122,7380
31 Mar 19208,18051,935147,2150
31 Dec 18205,15449,920147,2150
30 Sep 18213,44953,92446,4200
30 Jun 18211,56251,21549,3400
31 Mar 18204,44750,39246,4200
31 Dec 17198,12747,68346,4200
30 Sep 17185,99745,65541,3290
30 Jun 17179,98543,17243,4090
31 Mar 17175,19441,10541,3290
31 Dec 16172,70039,80141,3290
30 Sep 16172,63738,564-41,9110
30 Jun 16169,48237,13439,9910
31 Mar 16167,76036,09529,6240
31 Dec 15164,99834,85939,0100
31 Dec 14153,46332,56733,7330
31 Dec 13136,56029,66828,2450

Quality Earnings: 3YB0 has high quality earnings.

Growing Profit Margin: 3YB0's current net profit margins (25.4%) are lower than last year (25.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 3YB0's earnings have grown by 8.3% per year over the past 5 years.

Accelerating Growth: 3YB0's earnings growth over the past year (1%) is below its 5-year average (8.3% per year).

Earnings vs Industry: 3YB0 earnings growth over the past year (1%) did not outperform the Banks industry 12.6%.

Return on Equity

High ROE: 3YB0's Return on Equity (8.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 09:36
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Postal Savings Bank of China Co., Ltd. is covered by 43 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dominic ChanBNP Paribas Securities (Asia)
Yaoping WangBNP Paribas Securities (Asia)
Wenzhou HuBOCI Research Ltd.