Postal Savings Bank of China Co., Ltd.

DB:3YB Stock Report

Market Cap: €58.0b

Postal Savings Bank of China Past Earnings Performance

Past criteria checks 2/6

Postal Savings Bank of China has been growing earnings at an average annual rate of 10.1%, while the Banks industry saw earnings growing at 12.5% annually. Revenues have been growing at an average rate of 9.8% per year. Postal Savings Bank of China's return on equity is 9%, and it has net margins of 25.6%.

Key information

10.1%

Earnings growth rate

6.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate9.8%
Return on equity9.0%
Net Margin25.6%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown
Beta

How Postal Savings Bank of China makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:3YB Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 23316,74580,95476,1800
30 Sep 23313,56380,32287,2720
30 Jun 23311,36180,96683,3450
31 Mar 23306,02779,81974,2080
31 Dec 22300,06378,51674,2080
30 Sep 22296,67080,236209,2400
30 Jun 22290,50776,998160,5930
31 Mar 22281,07174,67068,2950
31 Dec 21272,46970,89468,2950
30 Sep 21261,44973,27859,4330
30 Jun 21251,56868,96759,4330
31 Mar 21240,37562,72259,4330
31 Dec 20236,13961,61559,4330
30 Sep 20226,99456,98857,2980
30 Jun 20220,61654,70957,2980
31 Mar 20225,32660,00657,2980
31 Dec 19221,73258,43257,2980
30 Sep 19215,26457,498147,2150
30 Jun 19210,12357,169122,7380
31 Mar 19208,18051,935147,2150
31 Dec 18205,15449,920147,2150
30 Sep 18213,44953,92446,4200
30 Jun 18211,56251,21549,3400
31 Mar 18204,44750,39246,4200
31 Dec 17198,12747,68346,4200
30 Sep 17185,99745,65541,3290
30 Jun 17179,98543,17243,4090
31 Mar 17175,19441,10541,3290
31 Dec 16172,70039,80141,3290
30 Sep 16172,63738,564-41,9110
30 Jun 16169,48237,13439,9910
31 Mar 16167,76036,09529,6240
31 Dec 15164,99834,85939,0100
31 Dec 14153,46332,56733,7330
31 Dec 13136,56029,66828,2450

Quality Earnings: 3YB has high quality earnings.

Growing Profit Margin: 3YB's current net profit margins (25.6%) are lower than last year (26.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 3YB's earnings have grown by 10.1% per year over the past 5 years.

Accelerating Growth: 3YB's earnings growth over the past year (3.1%) is below its 5-year average (10.1% per year).

Earnings vs Industry: 3YB earnings growth over the past year (3.1%) did not outperform the Banks industry 27%.


Return on Equity

High ROE: 3YB's Return on Equity (9%) is considered low.


Return on Assets


Return on Capital Employed


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