3T8 Stock Overview
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for 3T8 from our risk checks.
TowneBank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.20 |
| 52 Week High | US$27.60 |
| 52 Week Low | US$19.50 |
| Beta | 0.90 |
| 1 Month Change | 0.83% |
| 3 Month Change | -5.47% |
| 1 Year Change | 6.14% |
| 3 Year Change | -2.42% |
| 5 Year Change | 1.66% |
| Change since IPO | 66.73% |
Recent News & Updates
Recent updates
Shareholder Returns
| 3T8 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.8% | -2.9% | -2.5% |
| 1Y | 6.1% | 21.1% | -0.4% |
Return vs Industry: 3T8 underperformed the German Banks industry which returned 21.1% over the past year.
Return vs Market: 3T8 exceeded the German Market which returned -0.4% over the past year.
Price Volatility
| 3T8 volatility | |
|---|---|
| 3T8 Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 9.9% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 3T8 has not had significant price volatility in the past 3 months.
Volatility Over Time: 3T8's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 2,784 | Bill Foster | www.townebank.com |
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts.
TowneBank Fundamentals Summary
| 3T8 fundamental statistics | |
|---|---|
| Market cap | €1.79b |
| Earnings (TTM) | €144.42m |
| Revenue (TTM) | €634.58m |
12.6x
P/E Ratio0.9x
P/B RatioIs 3T8 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 3T8 income statement (TTM) | |
|---|---|
| Revenue | US$675.44m |
| Cost of Revenue | US$0 |
| Gross Profit | US$675.44m |
| Other Expenses | US$521.73m |
| Earnings | US$153.72m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.08 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.76% |
| Debt/Equity Ratio | 24.1% |
How did 3T8 perform over the long term?
See historical performance and comparison