3T8 Stock Overview
Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for 3T8 from our risk checks.
Community vs My Fair Value
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TowneBank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.00 |
| 52 Week High | US$35.80 |
| 52 Week Low | US$24.20 |
| Beta | 0.81 |
| 1 Month Change | 5.63% |
| 3 Month Change | -14.29% |
| 1 Year Change | 20.97% |
| 3 Year Change | 11.94% |
| 5 Year Change | 71.43% |
| Change since IPO | 106.69% |
Recent News & Updates
Recent updates
Shareholder Returns
| 3T8 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -3.8% | 1.2% | 0.5% |
| 1Y | 21.0% | 32.6% | 15.8% |
Return vs Industry: 3T8 underperformed the German Banks industry which returned 32.6% over the past year.
Return vs Market: 3T8 exceeded the German Market which returned 15.8% over the past year.
Price Volatility
| 3T8 volatility | |
|---|---|
| 3T8 Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 3T8 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: 3T8's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 2,704 | Bill Foster | www.townebank.com |
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposits, and individual retirement accounts.
TowneBank Fundamentals Summary
| 3T8 fundamental statistics | |
|---|---|
| Market cap | €2.21b |
| Earnings (TTM) | €156.40m |
| Revenue (TTM) | €630.24m |
Is 3T8 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 3T8 income statement (TTM) | |
|---|---|
| Revenue | US$715.94m |
| Cost of Revenue | US$0 |
| Gross Profit | US$715.94m |
| Other Expenses | US$538.28m |
| Earnings | US$177.66m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.42 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.82% |
| Debt/Equity Ratio | 13.1% |
How did 3T8 perform over the long term?
See historical performance and comparisonDividends
Does 3T8 pay a reliable dividends?
See 3T8 dividend history and benchmarks| TowneBank dividend dates | |
|---|---|
| Ex Dividend Date | Jun 27 2025 |
| Dividend Pay Date | Jul 11 2025 |
| Days until Ex dividend | 34 days |
| Days until Dividend pay date | 48 days |
Does 3T8 pay a reliable dividends?
See 3T8 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/23 02:55 |
| End of Day Share Price | 2025/05/23 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TowneBank is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brett Scheiner | FBR Capital Markets & Co. |
| David Bishop | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |