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3T8 logo

TowneBank DB:3T8 Stock Report

Last Price

€32.80

Market Cap

€2.5b

7D

0%

1Y

19.7%

Updated

26 Dec, 2024

Data

Company Financials +

3T8 Stock Overview

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals. More details

3T8 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

Capture your thoughts, links and company narrative

TowneBank Competitors

Price History & Performance

Summary of share price highs, lows and changes for TowneBank
Historical stock prices
Current Share PriceUS$32.80
52 Week HighUS$35.40
52 Week LowUS$23.80
Beta0.94
1 Month Change-6.82%
3 Month Change11.56%
1 Year Change19.71%
3 Year Change17.99%
5 Year Change32.26%
Change since IPO125.98%

Recent News & Updates

Recent updates

Shareholder Returns

3T8DE BanksDE Market
7D0%-0.5%-0.3%
1Y19.7%19.3%7.0%

Return vs Industry: 3T8 matched the German Banks industry which returned 19.3% over the past year.

Return vs Market: 3T8 exceeded the German Market which returned 7% over the past year.

Price Volatility

Is 3T8's price volatile compared to industry and market?
3T8 volatility
3T8 Average Weekly Movement4.8%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 3T8 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 3T8's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19982,724Bill Fosterwww.townebank.com

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts.

TowneBank Fundamentals Summary

How do TowneBank's earnings and revenue compare to its market cap?
3T8 fundamental statistics
Market cap€2.46b
Earnings (TTM)€143.44m
Revenue (TTM)€645.51m

17.2x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3T8 income statement (TTM)
RevenueUS$671.84m
Cost of RevenueUS$0
Gross ProfitUS$671.84m
Other ExpensesUS$522.55m
EarningsUS$149.30m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.01
Gross Margin100.00%
Net Profit Margin22.22%
Debt/Equity Ratio13.4%

How did 3T8 perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

50%

Payout Ratio

Does 3T8 pay a reliable dividends?

See 3T8 dividend history and benchmarks
When do you need to buy 3T8 by to receive an upcoming dividend?
TowneBank dividend dates
Ex Dividend DateDec 31 2024
Dividend Pay DateJan 14 2025
Days until Ex dividend4 days
Days until Dividend pay date18 days

Does 3T8 pay a reliable dividends?

See 3T8 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 11:48
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TowneBank is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett ScheinerFBR Capital Markets & Co.
David BishopHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods