Bar Harbor Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Bar Harbor Bankshares has total assets of $4.0B and total equity of $459.9M. Total deposits are $3.3B, and total loans are $3.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $95.7M.
Key information
8.8x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$3.26b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$95.74m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 346032's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: 346032 has a sufficient allowance for bad loans (409%).
Low Risk Liabilities: 91% of 346032's liabilities are made up of primarily low risk sources of funding.
Loan Level: 346032 has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 346032's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: 346032 has an appropriate level of bad loans (0.2%).