Bankwell Financial Group Balance Sheet Health
Financial Health criteria checks 4/6
Bankwell Financial Group has total assets of $3.2B and total equity of $267.9M. Total deposits are $2.7B, and total loans are $2.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are $296.5M.
Key information
11.8x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$2.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$296.45m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 33W's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 33W has a low allowance for bad loans (42%).
Low Risk Liabilities: 93% of 33W's liabilities are made up of primarily low risk sources of funding.
Loan Level: 33W has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: 33W's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: 33W has a high level of bad loans (2.5%).