Customers Bancorp, Inc.

DB:334 Stock Report

Market Cap: €1.4b

Customers Bancorp Past Earnings Performance

Past criteria checks 2/6

Customers Bancorp has been growing earnings at an average annual rate of 16.5%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 14.5% per year. Customers Bancorp's return on equity is 12%, and it has net margins of 29.9%.

Key information

16.5%

Earnings growth rate

16.6%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate14.5%
Return on equity12.0%
Net Margin29.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Customers Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:334 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246732013080
30 Jun 247222412950
31 Mar 247002312840
31 Dec 236832352770
30 Sep 236172032720
30 Jun 235741812700
31 Mar 235671942660
31 Dec 225882182640
30 Sep 226742932670
30 Jun 227503422620
31 Mar 227513432590
31 Dec 217363402500
30 Sep 216812952320
30 Jun 215682322190
31 Mar 214981952010
31 Dec 204051291860
30 Sep 20357981870
30 Jun 20332741890
31 Mar 20320581970
31 Dec 19288671590
30 Sep 19320552000
30 Jun 19289341960
31 Mar 19302491910
31 Dec 18311571880
30 Sep 18318611880
30 Jun 18339631910
31 Mar 18341631860
31 Dec 17339641830
30 Sep 17331631750
30 Jun 17340771660
31 Mar 17324731540
31 Dec 16303691360
30 Sep 16280741130
30 Jun 1624270940
31 Mar 1621565870
31 Dec 1520356910
30 Sep 1519552860
30 Jun 1518150820
31 Mar 1517949770
31 Dec 1416245710
30 Sep 1415039700
30 Jun 1414136660
31 Mar 1413034610
31 Dec 1312433550

Quality Earnings: 334 has high quality earnings.

Growing Profit Margin: 334's current net profit margins (29.9%) are lower than last year (32.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 334's earnings have grown by 16.5% per year over the past 5 years.

Accelerating Growth: 334's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 334 had negative earnings growth (-0.7%) over the past year, making it difficult to compare to the Banks industry average (12.9%).

Return on Equity

High ROE: 334's Return on Equity (12%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 12:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Customers Bancorp, Inc. is covered by 21 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew SchultheisBoenning & Scattergood, Inc.
Harold GoetschB. Riley Securities, Inc.
Stephen MossCGS International