North Pacific BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
North Pacific BankLtd has total assets of ¥13,292.5B and total equity of ¥414.9B. Total deposits are ¥11,062.5B, and total loans are ¥7,435.0B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥2,989.9B.
Key information
32x
Asset to equity ratio
0.6%
Net interest margin
| Total deposits | JP¥11.06t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥2.99t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2PT's Assets to Equity ratio (32x) is very high.
Allowance for Bad Loans: 2PT has a low allowance for bad loans (48%).
Low Risk Liabilities: 86% of 2PT's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2PT has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 2PT's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 2PT has an appropriate level of bad loans (1.3%).