Bank Panin Dubai Syariah Balance Sheet Health
Financial Health criteria checks 2/6
Bank Panin Dubai Syariah has total assets of IDR16,722.9B and total equity of IDR2,895.9B. Total deposits are IDR1,811.6B, and total loans are IDR11,128.6B.
Key information
5.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | Rp1.81t |
| Loan to deposit ratio | High |
| Bad loans | 4.0% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | Rp1.08t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2PS's Assets to Equity ratio (5.8x) is low.
Allowance for Bad Loans: 2PS has a low allowance for bad loans (44%).
Low Risk Liabilities: 87% of 2PS's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 2PS has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 2PS's Loans to Deposits ratio (614%) is high.
Level of Bad Loans: 2PS has a high level of bad loans (4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 13:45 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PT Bank Panin Dubai Syariah Tbk is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Achmad Sudjatmiko | PT PEFINDO |