Jilin Jiutai Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 5/6
Jilin Jiutai Rural Commercial Bank has total assets of CN¥281.5B and total equity of CN¥19.8B. Total deposits are CN¥253.2B, and total loans are CN¥171.6B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are CN¥50.6B.
Key information
14.2x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | CN¥253.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥50.64b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2JJ's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: 2JJ has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 97% of 2JJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2JJ has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 2JJ's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 2JJ has a high level of bad loans (2.3%).