FB Financial Balance Sheet Health
Financial Health criteria checks 6/6
FB Financial has total assets of $12.5B and total equity of $1.5B. Total deposits are $10.5B, and total loans are $9.1B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are $871.1M.
Key information
8.5x
Asset to equity ratio
3.4%
Net interest margin
Total deposits | US$10.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$871.07m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2J2's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: 2J2 has a sufficient allowance for bad loans (171%).
Low Risk Liabilities: 95% of 2J2's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2J2 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: 2J2's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: 2J2 has an appropriate level of bad loans (1%).