FB Financial Balance Sheet Health
Financial Health criteria checks 6/6
FB Financial has total assets of $12.9B and total equity of $1.6B. Total deposits are $11.0B, and total loans are $9.3B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $951.8M.
Key information
8.3x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$10.98b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$951.75m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2J2's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: 2J2 has a sufficient allowance for bad loans (129%).
Low Risk Liabilities: 97% of 2J2's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2J2 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: 2J2's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 2J2 has an appropriate level of bad loans (1.3%).