Spar Nord Bank Balance Sheet Health

Financial Health criteria checks 5/6

Spar Nord Bank has total assets of DKK139.5B and total equity of DKK14.2B. Total deposits are DKK102.7B, and total loans are DKK59.6B.

Key information

9.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

DKK 102.66b

Loan to deposit ratio

Appropriate

Bad loans

2.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

DKK 15.56b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0SR's Assets to Equity ratio (9.8x) is low.

Allowance for Bad Loans: 0SR has a sufficient allowance for bad loans (109%).

Low Risk Liabilities: 82% of 0SR's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0SR has an appropriate level of Loans to Assets ratio (43%).

Low Risk Deposits: 0SR's Loans to Deposits ratio (58%) is appropriate.

Level of Bad Loans: 0SR has a high level of bad loans (2.4%).


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