Seven Bank Balance Sheet Health
Financial Health criteria checks 6/6
Seven Bank has total assets of ¥1,882.7B and total equity of ¥280.5B. Total deposits are ¥951.9B, and total loans are ¥97.5B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ¥1,099.9B.
Key information
6.7x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | JP¥951.86b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | JP¥1.10t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0S7's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: 0S7 has a sufficient allowance for bad loans (448%).
Low Risk Liabilities: 59% of 0S7's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0S7 has an appropriate level of Loans to Assets ratio (5%).
Low Risk Deposits: 0S7's Loans to Deposits ratio (10%) is appropriate.
Level of Bad Loans: 0S7 has an appropriate level of bad loans (1.2%).