Amerant Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Amerant Bancorp has total assets of $10.4B and total equity of $902.9M. Total deposits are $8.1B, and total loans are $6.9B earning a Net Interest Margin of 3.8%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $714.0M.
Key information
11.5x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$8.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$714.03m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0KZA's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: 0KZA has a low allowance for bad loans (70%).
Low Risk Liabilities: 86% of 0KZA's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0KZA has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 0KZA's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 0KZA has an appropriate level of bad loans (1.7%).