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BAWAG Group Balance Sheet Health
Financial Health criteria checks 5/6
BAWAG Group has total assets of €54.2B and total equity of €4.3B. Total deposits are €33.1B, and total loans are €33.9B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are €328.0M.
Key information
12.5x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | €33.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €328.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0B2A's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: 0B2A has a low allowance for bad loans (62%).
Low Risk Liabilities: 66% of 0B2A's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0B2A has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 0B2A's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: 0B2A has an appropriate level of bad loans (1.9%).