BAWAG Group Balance Sheet Health
Financial Health criteria checks 5/6
BAWAG Group has total assets of €55.4B and total equity of €4.2B. Total deposits are €35.1B, and total loans are €33.3B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are €179.0M.
Key information
13.3x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | €35.08b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €179.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0B2's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: 0B2 has a low allowance for bad loans (62%).
Low Risk Liabilities: 68% of 0B2's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0B2 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 0B2's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: 0B2 has an appropriate level of bad loans (1.8%).