Merkur PrivatBank KgaA Past Earnings Performance
Past criteria checks 2/6
Merkur PrivatBank KgaA's earnings have been declining at an average annual rate of -12.5%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 15.8% per year. Merkur PrivatBank KgaA's return on equity is 3.5%, and it has net margins of 9.3%.
Key information
-12.5%
Earnings growth rate
-29.3%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 15.8% |
| Return on equity | 3.5% |
| Net Margin | 9.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Merkur PrivatBank KgaA makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 115 | 11 | 67 | 0 |
| 30 Jun 24 | 113 | 12 | 64 | 0 |
| 31 Mar 24 | 111 | 13 | 63 | 0 |
| 31 Dec 23 | 111 | 11 | 62 | 0 |
| 30 Sep 23 | 101 | 10 | 63 | 0 |
| 30 Jun 23 | 99 | 10 | 61 | 0 |
| 31 Mar 23 | 95 | 10 | 59 | 0 |
| 31 Dec 22 | 91 | 10 | 58 | 0 |
| 30 Sep 22 | 97 | 10 | 53 | 0 |
| 30 Jun 22 | 94 | 10 | 52 | 0 |
| 31 Mar 22 | 92 | 11 | 51 | 0 |
| 31 Dec 21 | 91 | 9 | 49 | 0 |
| 30 Sep 21 | 80 | 8 | 49 | 0 |
| 30 Jun 21 | 76 | 8 | 49 | 0 |
| 31 Mar 21 | 72 | 10 | 48 | 0 |
| 31 Dec 20 | 72 | 8 | 47 | 0 |
| 30 Sep 20 | 70 | 25 | 48 | 0 |
| 30 Jun 20 | 64 | 24 | 43 | 0 |
| 31 Mar 20 | 56 | 27 | 37 | 0 |
| 31 Dec 19 | 48 | 24 | 31 | 0 |
| 30 Sep 19 | 41 | 4 | 24 | 0 |
| 30 Jun 19 | 40 | 4 | 23 | 0 |
| 31 Mar 19 | 38 | 4 | 22 | 0 |
| 31 Dec 18 | 37 | 4 | 22 | 0 |
| 30 Sep 18 | 36 | 4 | 22 | 0 |
| 30 Jun 18 | 36 | 4 | 22 | 0 |
| 31 Mar 18 | 36 | 3 | 21 | 0 |
| 31 Dec 17 | 36 | 3 | 21 | 0 |
| 30 Sep 17 | 35 | 3 | 21 | 0 |
| 30 Jun 17 | 38 | 3 | 21 | 0 |
| 31 Mar 17 | 37 | 3 | 21 | 0 |
| 31 Dec 16 | 37 | 3 | 21 | 0 |
| 30 Sep 16 | 36 | 3 | 21 | 0 |
| 30 Jun 16 | 32 | 3 | 21 | 0 |
| 31 Mar 16 | 31 | 3 | 21 | 0 |
| 31 Dec 15 | 31 | 3 | 21 | 0 |
| 30 Sep 15 | 31 | 4 | 21 | 0 |
| 30 Jun 15 | 32 | 4 | 21 | 0 |
| 31 Mar 15 | 32 | 4 | 21 | 0 |
| 31 Dec 14 | 32 | 4 | 21 | 0 |
| 30 Sep 14 | 32 | 4 | 20 | 0 |
| 30 Jun 14 | 33 | 4 | 19 | 0 |
| 31 Mar 14 | 32 | 3 | 19 | 0 |
| 31 Dec 13 | 32 | 3 | 19 | 0 |
Quality Earnings: MBK has high quality earnings.
Growing Profit Margin: MBK's current net profit margins (9.3%) are lower than last year (10.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: MBK's earnings have declined by 12.5% per year over the past 5 years.
Accelerating Growth: MBK's earnings growth over the past year (2.3%) exceeds its 5-year average (-12.5% per year).
Earnings vs Industry: MBK earnings growth over the past year (2.3%) did not outperform the Banks industry 12.6%.
Return on Equity
High ROE: MBK's Return on Equity (3.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 10:57 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Merkur PrivatBank KgaA is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Philipp Häßler | Pareto Securities |
| Knud Hinkel | Pareto Securities |