Rogaland Sparebank Past Earnings Performance

Past criteria checks 5/6

Rogalandrebank has been growing earnings at an average annual rate of 6.5%, while the Banks industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 6.9% per year. Rogalandrebank's return on equity is 10.4%, and it has net margins of 32.7%.

Key information

6.5%

Earnings growth rate

7.1%

EPS growth rate

Banks Industry Growth	10.6%
Revenue growth rate	6.9%
Return on equity	10.4%
Net Margin	32.7%
Next Earnings Update	11 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Rogaland Sparebank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BST:P7A Revenue, expenses and earnings (NOK Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	833	272	249
30 Jun 24	818	243	243
31 Mar 24	801	226	243
31 Dec 23	764	210	243
30 Sep 23	726	197	228
30 Jun 23	663	168	223
31 Mar 23	651	168	218
31 Dec 22	638	169	213
30 Sep 22	643	183	212
30 Jun 22	640	190	206
31 Mar 22	632	176	200
31 Dec 21	643	178	196
30 Sep 21	638	171	193
30 Jun 21	643	171	191
31 Mar 21	642	190	187
31 Dec 20	580	166	183
30 Sep 20	593	173	188
30 Jun 20	591	174	186
31 Mar 20	571	165	186
31 Dec 19	603	181	186
30 Sep 19	582	177	160
30 Jun 19	564	169	155
31 Mar 19	574	170	151
31 Dec 18	561	160	147
30 Sep 18	541	144	188
30 Jun 18	547	147	188
31 Mar 18	512	125	189
31 Dec 17	525	128	192
30 Sep 17	525	120	189
30 Jun 17	535	127	193
31 Mar 17	570	144	194
31 Dec 16	504	111	194
30 Sep 16	333	62	216
30 Jun 16	260	19	215
31 Mar 16	209	-35	225
31 Dec 15	268	-16	223
30 Sep 15	425	18	189
30 Jun 15	491	47	187
31 Mar 15	504	73	188
31 Dec 14	521	74	193
30 Sep 14	549	111	200
30 Jun 14	554	108	205
31 Mar 14	544	100	195

Quality Earnings: P7A has high quality earnings.

Growing Profit Margin: P7A's current net profit margins (32.7%) are higher than last year (27.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: P7A's earnings have grown by 6.5% per year over the past 5 years.

Accelerating Growth: P7A's earnings growth over the past year (38.3%) exceeds its 5-year average (6.5% per year).

Earnings vs Industry: P7A earnings growth over the past year (38.3%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: P7A's Return on Equity (10.4%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 19:36
End of Day Share Price	2025/01/02 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Rogaland Sparebank is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Christian Berner	Beringer Finance AB
Geir Kristiansen	Beringer Finance AB
Håkon Astrup	DNB Markets