Flekkefjord Sparebank Past Earnings Performance

Past criteria checks 4/6

Flekkefjordrebank has been growing earnings at an average annual rate of 25.6%, while the Banks industry saw earnings growing at 18.3% annually. Revenues have been growing at an average rate of 20.4% per year. Flekkefjordrebank's return on equity is 8.1%, and it has net margins of 42.7%.

Key information

25.6%

Earnings growth rate

n/a

EPS growth rate

Banks Industry Growth	10.6%
Revenue growth rate	20.4%
Return on equity	8.1%
Net Margin	42.7%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Flekkefjord Sparebank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BST:I7O Revenue, expenses and earnings (NOK Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	277	118	92
30 Jun 24	265	112	87
31 Mar 24	244	95	82
31 Dec 23	250	101	83
30 Sep 23	242	100	77
30 Jun 23	227	92	76
31 Mar 23	79	29	34
31 Dec 22	175	61	68
30 Sep 22	156	50	63
30 Jun 22	143	43	61
31 Mar 22	147	56	56
31 Dec 21	143	56	52
30 Sep 21	129	45	50
30 Jun 21	123	44	44
31 Mar 21	126	49	45
31 Dec 20	108	35	42
30 Sep 20	111	37	40
30 Jun 20	111	36	30
31 Mar 20	110	32	35
31 Dec 19	120	42	39
30 Sep 19	116	42	39
30 Jun 19	126	50	52
31 Mar 19	121	48	51
31 Dec 18	122	48	52
30 Sep 18	116	43	52
30 Jun 18	105	35	50
31 Mar 18	108	39	49
31 Dec 17	107	39	48
30 Sep 17	109	54	31
30 Jun 17	109	55	31
31 Mar 17	109	56	31
31 Dec 16	109	56	30
31 Dec 15	90	25	45

Quality Earnings: I7O has high quality earnings.

Growing Profit Margin: I7O's current net profit margins (42.7%) are higher than last year (41.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: I7O's earnings have grown significantly by 25.6% per year over the past 5 years.

Accelerating Growth: I7O's earnings growth over the past year (17.8%) is below its 5-year average (25.6% per year).

Earnings vs Industry: I7O earnings growth over the past year (17.8%) exceeded the Banks industry 12.9%.

Return on Equity

High ROE: I7O's Return on Equity (8.1%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/05 19:03
End of Day Share Price	2025/01/03 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Flekkefjord Sparebank is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ignas Lekštys	Norne Securities AS