Pathward Financial Balance Sheet Health
Financial Health criteria checks 6/6
Pathward Financial has total assets of $7.9B and total equity of $729.3M. Total deposits are $6.9B, and total loans are $4.4B. It earns a Net Interest Margin of 6.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $671.6M.
Key information
10.9x
Asset to equity ratio
6.1%
Net interest margin
Total deposits | US$6.94b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$671.63m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FM7's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: FM7 has a sufficient allowance for bad loans (136%).
Low Risk Liabilities: 96% of FM7's liabilities are made up of primarily low risk sources of funding.
Loan Level: FM7 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: FM7's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: FM7 has an appropriate level of bad loans (0.9%).