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First Merchants BST:FM5 Stock Report

Last Price

€36.20

Market Cap

€2.1b

7D

-6.2%

1Y

18.3%

Updated

13 Mar, 2025

Data

Company Financials +

First Merchants Corporation

BST:FM5 Stock Report

Market Cap: €2.1b

FM5 Stock Overview

Operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. More details

FM5 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

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First Merchants Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Merchants
Historical stock prices
Current Share PriceUS$36.20
52 Week HighUS$43.60
52 Week LowUS$28.40
Beta1.06
1 Month Change-16.97%
3 Month Change-10.84%
1 Year Change18.30%
3 Year Change-9.05%
5 Year Change52.10%
Change since IPO5.83%

Recent News & Updates

Recent updates

Shareholder Returns

FM5DE BanksDE Market
7D-6.2%-2.9%-3.5%
1Y18.3%34.9%13.6%

Return vs Industry: FM5 underperformed the German Banks industry which returned 34.4% over the past year.

Return vs Market: FM5 exceeded the German Market which returned 13.8% over the past year.

Price Volatility

Is FM5's price volatile compared to industry and market?
FM5 volatility
FM5 Average Weekly Movement4.3%
Banks Industry Average Movement3.4%
Market Average Movement5.4%
10% most volatile stocks in DE Market11.9%
10% least volatile stocks in DE Market2.7%

Stable Share Price: FM5 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: FM5's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18932,120Mark Hardwickwww.firstmerchants.com

First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, home equity lending, vehicle loans, and personal loans; and local commercial lending, asset-based lending solutions, agricultural lending, commercial real estate solutions, debt capital markets, practice finance, public finance, small business administration lending, and sponsor finance services. It also provides personal and commercial wealth management services, trust services, retirement planning, brokerage, investment management, private banking, fiduciary estate, and financial planning services.

First Merchants Corporation Fundamentals Summary

How do First Merchants's earnings and revenue compare to its market cap?
FM5 fundamental statistics
Market cap€2.13b
Earnings (TTM)€183.84m
Revenue (TTM)€562.97m

11.5x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FM5 income statement (TTM)
RevenueUS$610.99m
Cost of RevenueUS$0
Gross ProfitUS$610.99m
Other ExpensesUS$411.47m
EarningsUS$199.53m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.41
Gross Margin100.00%
Net Profit Margin32.66%
Debt/Equity Ratio53.6%

How did FM5 perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

41%

Payout Ratio

Does FM5 pay a reliable dividends?

See FM5 dividend history and benchmarks
When do you need to buy FM5 by to receive an upcoming dividend?
First Merchants dividend dates
Ex Dividend DateMar 07 2025
Dividend Pay DateMar 21 2025
Days until Ex dividend7 days
Days until Dividend pay date7 days

Does FM5 pay a reliable dividends?

See FM5 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/13 08:43
End of Day Share Price 2025/03/13 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Merchants Corporation is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin ReeveyD.A. Davidson & Co.
Brendan NosalHovde Group, LLC
Brian MartinJanney Montgomery Scott LLC