W.A.G payment solutions plc

SEP:WPS Stock Report

Market Cap: Kč16.7b

W.A.G payment solutions Valuation

Is WPS undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of WPS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: WPS (CZK25) is trading below our estimate of fair value (CZK25.68)

Significantly Below Fair Value: WPS is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for WPS?

Key metric: As WPS is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for WPS. This is calculated by dividing WPS's market cap by their current revenue.
What is WPS's PS Ratio?
PS Ratio0.3x
Sales€2.22b
Market Cap€665.72m

Price to Sales Ratio vs Peers

How does WPS's PS Ratio compare to its peers?

The above table shows the PS ratio for WPS vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average3.2x
RPAY Repay Holdings
2.2x6.6%US$713.3m
BOKU Boku
7.4x12.6%UK£547.0m
CTLP Cantaloupe
2.5x15.0%US$694.1m
IMXI International Money Express
1x2.4%US$647.8m
WPS W.A.G payment solutions
0.3x9.5%Kč551.6m

Price-To-Sales vs Peers: WPS is good value based on its Price-To-Sales Ratio (0.3x) compared to the peer average (3.2x).

Price to Sales Ratio vs Industry

How does WPS's PS Ratio compare vs other companies in the European Diversified Financial Industry?

18 CompaniesPrice / SalesEstimated GrowthMarket Cap
Industry Avg.2.2x-14.6%
WPS W.A.G payment solutions
 0.3x9.5%US$683.70m
WPS 0.3xIndustry Avg. 2.2xNo. of Companies17PS0246810+
18 CompaniesEstimated GrowthMarket Cap
Industry Avg.2.2x-13.0%
WPS W.A.G payment solutions
 0.3x61.3%US$683.70m
No more companies

Price-To-Sales vs Industry: WPS is good value based on its Price-To-Sales Ratio (0.3x) compared to the European Diversified Financial industry average (2.2x).

Price to Sales Ratio vs Fair Ratio

What is WPS's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

WPS PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.3x
Fair PS Ration/a

Price-To-Sales vs Fair Ratio: Insufficient data to calculate WPS's Price-To-Sales Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst WPS forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentKč25.00
Kč36.45
+45.8%
7.9%Kč41.05Kč31.38n/a9
Dec ’25Kč26.60
Kč35.72
+34.3%
12.6%Kč40.93Kč25.47n/a9
Nov ’25Kč25.20
Kč36.10
+43.2%
13.0%Kč41.12Kč25.59n/a9
Oct ’25Kč23.80
Kč35.82
+50.5%
12.3%Kč40.30Kč25.46n/a9
Sep ’25Kč21.20
Kč35.97
+69.7%
11.4%Kč40.35Kč27.20n/a9
Aug ’25Kč20.80
Kč36.36
+74.8%
11.4%Kč40.75Kč27.47n/a9
Jul ’25Kč20.00
Kč36.02
+80.1%
11.9%Kč41.62Kč27.05n/a9
Jun ’25Kč20.80
Kč35.70
+71.6%
12.6%Kč40.30Kč26.19n/a9
May ’25Kč20.20
Kč36.84
+82.4%
12.2%Kč41.05Kč26.69n/a9
Apr ’25Kč21.40
Kč37.33
+74.4%
12.7%Kč42.66Kč26.79n/a9
Mar ’25Kč25.40
Kč38.26
+50.6%
8.7%Kč42.81Kč32.70n/a9
Feb ’25Kč27.00
Kč37.50
+38.9%
9.1%Kč42.82Kč31.96n/a9
Jan ’25n/a
Kč37.95
0%
8.4%Kč42.11Kč33.47Kč25.007
Dec ’24Kč26.60
Kč38.47
+44.6%
7.7%Kč42.57Kč34.01Kč26.607
Nov ’24Kč26.20
Kč38.47
+46.8%
7.7%Kč42.57Kč34.01Kč25.207
Oct ’24n/a
Kč39.55
0%
13.1%Kč50.74Kč33.96Kč23.807
Sep ’24n/a
Kč39.71
0%
12.0%Kč50.11Kč33.54Kč21.207
Aug ’24n/a
Kč39.27
0%
12.8%Kč49.98Kč31.98Kč20.807
Jul ’24n/a
Kč38.86
0%
13.1%Kč49.24Kč30.40Kč20.007
Jun ’24n/a
Kč38.68
0%
14.1%Kč48.95Kč30.22Kč20.806
May ’24n/a
Kč38.68
0%
14.1%Kč48.95Kč30.22Kč20.206
Apr ’24n/a
Kč39.15
0%
15.4%Kč49.30Kč30.43Kč21.405
Mar ’24n/a
Kč39.83
0%
15.2%Kč49.77Kč30.84Kč25.405
Feb ’24n/a
Kč39.83
0%
15.2%Kč49.77Kč30.84Kč27.005
Jan ’24n/a
Kč41.14
0%
16.0%Kč50.56Kč31.94n/a4

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 16:29
End of Day Share Price 2024/12/27 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

W.A.G payment solutions plc is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kurran AujlaBerenberg
Alexander James ShortBerenberg
Pavan DaswaniCitigroup Inc