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COS

Cosmos Insurance Company CSE:COS Stock Report

Last Price

€0.054

Market Cap

€3.1m

7D

0%

1Y

-18.2%

Updated

10 May, 2022

Data

Company Financials
COS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends0/6

COS Stock Overview

Cosmos Insurance Company Public Ltd. provides insurance products in Cyprus.

Cosmos Insurance Company Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for Cosmos Insurance Company
Historical stock prices
Current Share Price€0.054
52 Week High€0.065
52 Week Low€0.054
Beta0.35
1 Month Change0%
3 Month Changen/a
1 Year Change-18.18%
3 Year Changen/a
5 Year Change-18.18%
Change since IPO-97.98%

Recent News & Updates

Shareholder Returns

COSCY InsuranceCY Market
7D0%0.9%-1.0%
1Y-18.2%-19.9%4.0%

Return vs Industry: COS matched the CY Insurance industry which returned -19% over the past year.

Return vs Market: COS underperformed the CY Market which returned 7.1% over the past year.

Price Volatility

Is COS's price volatile compared to industry and market?
COS volatility
COS Average Weekly Movementn/a
Insurance Industry Average Movement5.1%
Market Average Movement5.1%
10% most volatile stocks in CY Market6.1%
10% least volatile stocks in CY Market3.1%

Stable Share Price: Insufficient data to determine COS's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine COS's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
198167n/ahttps://www.cosmosinsurance.com.cy

Cosmos Insurance Company Public Ltd. provides insurance products in Cyprus. It offers animal; bicycle; contractors all risks; goods in transit; home, fire, and theft; professional indemnity of healthcare provider, and employers, public, and product liability; yacht and marine cargo; foreigner’s medical insurance; and business insurance, such as shop, interruption, professional indemnity, directors and officers liability, and glass insurance products.

Cosmos Insurance Company Fundamentals Summary

How do Cosmos Insurance Company's earnings and revenue compare to its market cap?
COS fundamental statistics
Market Cap€3.05m
Earnings (TTM)€321.92k
Revenue (TTM)€14.36m

9.5x

P/E Ratio

0.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
COS income statement (TTM)
Revenue€14.36m
Cost of Revenue€11.06m
Gross Profit€3.29m
Other Expenses€2.97m
Earnings€321.92k

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.0057
Gross Margin22.95%
Net Profit Margin2.24%
Debt/Equity Ratio0.09%

How did COS perform over the long term?

See historical performance and comparison

Valuation

Is Cosmos Insurance Company undervalued compared to its fair value and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


9.49x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate COS's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate COS's fair value for valuation analysis.


Price To Earnings Ratio

PE vs Industry: COS is good value based on its PE Ratio (9.5x) compared to the Asian Insurance industry average (11.3x).

PE vs Market: COS is good value based on its PE Ratio (9.5x) compared to the CY market (9.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate COS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: COS is good value based on its PB Ratio (0.3x) compared to the XA Insurance industry average (1.2x).


Future Growth

How is Cosmos Insurance Company forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


10.4%

Forecasted Insurance industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cosmos Insurance Company has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Cosmos Insurance Company performed over the past 5 years?

Past Performance Score

4/6

Past Performance Score 4/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


17.3%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: COS has high quality earnings.

Growing Profit Margin: COS's current net profit margins (2.2%) are higher than last year (1.8%).


Past Earnings Growth Analysis

Earnings Trend: COS has become profitable over the past 5 years, growing earnings by 17.3% per year.

Accelerating Growth: COS's earnings growth over the past year (17.3%) is below its 5-year average (17.3% per year).

Earnings vs Industry: COS earnings growth over the past year (17.3%) exceeded the Insurance industry 8.3%.


Return on Equity

High ROE: COS's Return on Equity (3.3%) is considered low.


Financial Health

How is Cosmos Insurance Company's financial position?

Financial Health Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: COS's short term assets (€21.8M) do not cover its short term liabilities (€24.7M).

Long Term Liabilities: COS's short term assets (€21.8M) exceed its long term liabilities (€236.1K).


Debt to Equity History and Analysis

Debt Level: COS has more cash than its total debt.

Reducing Debt: COS's debt to equity ratio has reduced from 0.1% to 0.09% over the past 5 years.

Debt Coverage: COS's debt is well covered by operating cash flow (29243.1%).

Interest Coverage: COS's interest payments on its debt are well covered by EBIT (5.7x coverage).


Balance Sheet


Dividend

What is Cosmos Insurance Company current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate COS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate COS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if COS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if COS's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as COS has not reported any payouts.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

5.1yrs

Average management tenure


CEO

Cosmos Insurance Company has no CEO, or we have no data on them.


Leadership Team

Experienced Management: COS's management team is seasoned and experienced (5.1 years average tenure).


Board Members

Experienced Board: COS's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Cosmos Insurance Company Public Ltd.'s employee growth, exchange listings and data sources


Key Information

  • Name: Cosmos Insurance Company Public Ltd.
  • Ticker: COS
  • Exchange: CSE
  • Founded: 1981
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Implied Market Cap: €3.050m
  • Shares outstanding: 56.48m
  • Website: https://www.cosmosinsurance.com.cy

Number of Employees


Location

  • Cosmos Insurance Company Public Ltd.
  • 46 Griva Digeni Avenue
  • Nicosia
  • 1080
  • Cyprus

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/10 00:00
End of Day Share Price2022/02/10 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.