Bancolombia Balance Sheet Health

Financial Health criteria checks 4/6

Bancolombia has total assets of COP353,433.3B and total equity of COP41,914.5B. Total deposits are COP260,483.9B, and total loans are COP253,050.2B earning a Net Interest Margin of 7%. It has insufficient allowance for bad loans, which are currently at 6.5% of total loans. Cash and short-term investments are COP45,066.1B.

Key information

8.4x

Asset to equity ratio

7.0%

Net interest margin

Total deposits

Col$260.48t

Loan to deposit ratio

Appropriate

Bad loans

6.5%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

Col$45.07t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: PFBCOLOM's Assets to Equity ratio (8.4x) is low.

Allowance for Bad Loans: PFBCOLOM has a low allowance for bad loans (95%).

Low Risk Liabilities: 84% of PFBCOLOM's liabilities are made up of primarily low risk sources of funding.

Loan Level: PFBCOLOM has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: PFBCOLOM's Loans to Deposits ratio (97%) is appropriate.

Level of Bad Loans: PFBCOLOM has a high level of bad loans (6.5%).


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