Banco de Occidente Past Earnings Performance
Past criteria checks 1/6
Banco de Occidente's earnings have been declining at an average annual rate of -0.1%, while the Banks industry saw earnings declining at 9.5% annually. Revenues have been growing at an average rate of 4.8% per year. Banco de Occidente's return on equity is 8.3%, and it has net margins of 18.8%.
Key information
-0.1%
Earnings growth rate
-0.1%
EPS growth rate
| Banks Industry Growth | 2.7% |
| Revenue growth rate | 4.8% |
| Return on equity | 8.3% |
| Net Margin | 18.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Banco de Occidente makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,612,196 | 491,359 | 2,048,242 | 0 |
| 30 Jun 24 | 2,445,103 | 390,774 | 2,013,627 | 0 |
| 31 Mar 24 | 2,375,695 | 370,074 | 1,982,843 | 0 |
| 31 Dec 23 | 2,476,684 | 473,547 | 1,933,100 | 0 |
| 30 Sep 23 | 2,579,195 | 508,530 | 1,834,512 | 0 |
| 30 Jun 23 | 2,576,517 | 532,619 | 1,796,210 | 0 |
| 31 Mar 23 | 2,494,657 | 502,419 | 1,755,452 | 0 |
| 31 Dec 22 | 2,380,399 | 452,509 | 1,744,731 | 0 |
| 30 Sep 22 | 2,253,997 | 442,277 | 1,650,494 | 0 |
| 30 Jun 22 | 2,312,093 | 540,450 | 1,621,796 | 0 |
| 31 Mar 22 | 2,322,984 | 593,107 | 1,601,057 | 0 |
| 31 Dec 21 | 2,284,468 | 580,222 | 1,590,496 | 0 |
| 30 Sep 21 | 2,220,094 | 519,378 | 1,303,230 | 0 |
| 30 Jun 21 | 2,171,645 | 492,364 | 1,395,482 | 0 |
| 31 Mar 21 | 1,955,743 | 350,625 | 1,455,905 | 0 |
| 31 Dec 20 | 1,924,184 | 334,890 | 1,562,406 | 0 |
| 30 Sep 20 | 2,138,847 | 365,430 | 1,581,990 | 0 |
| 30 Jun 20 | 2,085,598 | 372,696 | 1,626,591 | 0 |
| 31 Mar 20 | 2,196,353 | 518,523 | 1,645,416 | 0 |
| 31 Dec 19 | 2,253,506 | 563,356 | 1,598,232 | 0 |
| 30 Sep 19 | 1,966,384 | 514,621 | 1,537,540 | 0 |
| 30 Jun 19 | 1,944,202 | 453,982 | 1,419,107 | 0 |
| 31 Mar 19 | 2,027,155 | 482,343 | 1,353,474 | 0 |
| 31 Dec 18 | 1,941,219 | 413,390 | 1,331,852 | 0 |
| 30 Sep 18 | 2,023,841 | 469,133 | 1,313,570 | 0 |
| 30 Jun 18 | 2,030,854 | 479,308 | 1,304,888 | 0 |
| 31 Mar 18 | 1,940,182 | 372,948 | 1,300,995 | 0 |
| 31 Dec 17 | 1,953,449 | 366,562 | 1,250,566 | 0 |
| 30 Sep 17 | 1,962,162 | 415,885 | 1,228,018 | 0 |
| 30 Jun 17 | 1,982,509 | 442,543 | 1,193,296 | 0 |
| 31 Mar 17 | 2,088,255 | 540,478 | 1,153,128 | 0 |
| 31 Dec 16 | 2,167,658 | 666,319 | 1,128,307 | 0 |
| 30 Sep 16 | 2,190,046 | 661,164 | 1,069,384 | 0 |
| 30 Jun 16 | 2,084,131 | 599,146 | 1,068,274 | 0 |
| 31 Mar 16 | 1,926,880 | 531,360 | 1,014,539 | 0 |
| 31 Dec 15 | 1,826,578 | 430,119 | 1,029,669 | 0 |
| 30 Sep 15 | 2,077,877 | 758,776 | 998,853 | 0 |
| 30 Jun 15 | 2,410,956 | 1,147,376 | 916,216 | 0 |
| 31 Mar 15 | 2,467,443 | 1,169,199 | 869,138 | 0 |
| 31 Dec 14 | 2,462,090 | 1,195,544 | 764,720 | 0 |
| 30 Sep 14 | 2,128,205 | 842,348 | 737,612 | 0 |
| 30 Jun 14 | 1,794,319 | 489,151 | 710,504 | 0 |
| 31 Mar 14 | 1,727,598 | 458,656 | 694,656 | 0 |
| 31 Dec 13 | 1,660,877 | 428,160 | 678,807 | 0 |
Quality Earnings: OCCIDENTE has high quality earnings.
Growing Profit Margin: OCCIDENTE's current net profit margins (18.8%) are lower than last year (19.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OCCIDENTE's earnings have declined by 0.1% per year over the past 5 years.
Accelerating Growth: OCCIDENTE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OCCIDENTE had negative earnings growth (-3.4%) over the past year, making it difficult to compare to the Banks industry average (-3.7%).
Return on Equity
High ROE: OCCIDENTE's Return on Equity (8.3%) is considered low.