Banco de Chile Balance Sheet Health
Financial Health criteria checks 3/6
Banco de Chile has total assets of CLP56,791.5B and total equity of CLP5,174.9B. Total deposits are CLP29,172.7B, and total loans are CLP37,718.9B earning a Net Interest Margin of 4.6%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are CLP8,131.6B.
Key information
11x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | CL$29.17t |
Loan to deposit ratio | High |
Bad loans | 3.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | CL$8.13t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CHILECO's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: CHILECO has a low allowance for bad loans (54%).
Low Risk Liabilities: 57% of CHILECO's liabilities are made up of primarily low risk sources of funding.
Loan Level: CHILECO has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: CHILECO's Loans to Deposits ratio (129%) is high.
Level of Bad Loans: CHILECO has a high level of bad loans (3.7%).