Lakala Payment Co., Ltd.

XSEC:300773 Stock Report

Market Cap: CN¥15.0b

Lakala Payment Valuation

Is 300773 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 300773 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 300773 (CN¥19.26) is trading below our estimate of fair value (CN¥21.1)

Significantly Below Fair Value: 300773 is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 300773?

Key metric: As 300773 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 300773. This is calculated by dividing 300773's market cap by their current earnings.
What is 300773's PE Ratio?
PE Ratio43x
EarningsCN¥348.97m
Market CapCN¥15.02b

Price to Earnings Ratio vs Peers

How does 300773's PE Ratio compare to its peers?

The above table shows the PE ratio for 300773 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average70x
600705 AVIC Industry-Finance Holdings
171xn/aCN¥34.0b
600120 Zhejiang Orient Financial Holdings Group
34.4xn/aCN¥16.8b
600901 Jiangsu Financial Leasing
10.6x8.7%CN¥30.1b
600621 Shanghai Chinafortune
63.9x20.0%CN¥18.3b
300773 Lakala Payment
43x23.1%CN¥15.0b

Price-To-Earnings vs Peers: 300773 is good value based on its Price-To-Earnings Ratio (43x) compared to the peer average (70x).

Price to Earnings Ratio vs Industry

How does 300773's PE Ratio compare vs other companies in the Asian Diversified Financial Industry?

32 CompaniesPrice / EarningsEstimated GrowthMarket Cap
300773 43.0xIndustry Avg. 20.8xNo. of Companies54PE020406080100+
32 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 300773 is expensive based on its Price-To-Earnings Ratio (43x) compared to the Asian Diversified Financial industry average (20.7x).

Price to Earnings Ratio vs Fair Ratio

What is 300773's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

300773 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio43x
Fair PE Ratio33.8x

Price-To-Earnings vs Fair Ratio: 300773 is expensive based on its Price-To-Earnings Ratio (43x) compared to the estimated Fair Price-To-Earnings Ratio (33.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 300773 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCN¥19.26
CN¥16.36
-15.0%
24.5%CN¥24.80CN¥12.80n/a6
Dec ’25CN¥20.84
CN¥16.36
-21.5%
24.5%CN¥24.80CN¥12.80n/a6
Nov ’25CN¥20.00
CN¥16.36
-18.2%
24.5%CN¥24.80CN¥12.80n/a6
Oct ’25CN¥17.39
CN¥15.02
-13.6%
10.5%CN¥17.30CN¥12.80n/a7
Sep ’25CN¥12.22
CN¥15.02
+22.9%
10.5%CN¥17.30CN¥12.80n/a7
Aug ’25CN¥12.41
CN¥16.04
+29.3%
15.1%CN¥20.00CN¥12.80n/a6
Jul ’25CN¥12.52
CN¥17.18
+37.2%
12.9%CN¥20.00CN¥14.45n/a6
Jun ’25CN¥14.16
CN¥17.18
+21.3%
12.9%CN¥20.00CN¥14.45n/a6
May ’25CN¥14.47
CN¥17.68
+22.1%
15.0%CN¥21.00CN¥14.45n/a6
Apr ’25CN¥14.08
CN¥17.62
+25.2%
13.3%CN¥21.00CN¥14.50n/a6
Mar ’25CN¥14.76
CN¥17.62
+19.4%
13.3%CN¥21.00CN¥14.50n/a6
Feb ’25CN¥13.40
CN¥19.45
+45.1%
7.6%CN¥21.00CN¥17.14n/a5
Jan ’25CN¥16.04
CN¥19.45
+21.2%
7.6%CN¥21.00CN¥17.14n/a5
Dec ’24CN¥17.20
CN¥19.00
+10.5%
10.3%CN¥21.00CN¥15.70CN¥20.845
Nov ’24CN¥17.26
CN¥19.00
+10.1%
10.3%CN¥21.00CN¥15.70CN¥20.005
Oct ’24CN¥17.87
CN¥19.08
+6.7%
11.2%CN¥21.00CN¥15.70CN¥17.394
Sep ’24CN¥18.42
CN¥19.08
+3.6%
11.2%CN¥21.00CN¥15.70CN¥12.224
Aug ’24CN¥17.82
CN¥20.08
+12.7%
16.8%CN¥25.00CN¥15.70CN¥12.414
Jul ’24CN¥17.44
CN¥20.08
+15.1%
16.8%CN¥25.00CN¥15.70CN¥12.524
Jun ’24CN¥17.88
CN¥20.08
+12.3%
16.8%CN¥25.00CN¥15.70CN¥14.164
May ’24CN¥16.95
CN¥19.13
+12.9%
20.7%CN¥25.00CN¥13.80CN¥14.474
Apr ’24CN¥18.78
CN¥18.19
-3.1%
23.8%CN¥25.00CN¥13.80CN¥14.084
Mar ’24CN¥19.66
CN¥18.19
-7.5%
23.8%CN¥25.00CN¥13.80CN¥14.764
Feb ’24CN¥17.15
CN¥16.69
-2.7%
13.6%CN¥19.00CN¥13.80CN¥13.404
Jan ’24CN¥16.88
CN¥20.95
+24.1%
41.8%CN¥38.00CN¥13.80CN¥16.045
Dec ’23CN¥14.95
CN¥21.63
+44.7%
35.8%CN¥38.00CN¥13.80CN¥17.207

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 06:14
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Lakala Payment Co., Ltd. is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Zeyu YaoChina International Capital Corporation Limited
Yuchen LiuChina Merchants Securities Co. Ltd.
Jisha ZhengChina Merchants Securities Co. Ltd.