China CITIC Bank Balance Sheet Health
Financial Health criteria checks 6/6
China CITIC Bank has total assets of CN¥9,259.2B and total equity of CN¥830.0B. Total deposits are CN¥6,566.0B, and total loans are CN¥5,510.7B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥1,496.9B.
Key information
11.2x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | CN¥6.57t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥1.50t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601998's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: 601998 has a sufficient allowance for bad loans (184%).
Low Risk Liabilities: 78% of 601998's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601998 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 601998's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 601998 has an appropriate level of bad loans (1.2%).