Bank of GuiyangLtd Balance Sheet Health
Financial Health criteria checks 6/6
Bank of GuiyangLtd has total assets of CN¥719.6B and total equity of CN¥67.0B. Total deposits are CN¥457.2B, and total loans are CN¥363.4B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥142.1B.
Key information
10.7x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | CN¥457.17b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥142.14b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601997's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: 601997 has a sufficient allowance for bad loans (260%).
Low Risk Liabilities: 70% of 601997's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601997 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 601997's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 601997 has an appropriate level of bad loans (1.5%).