China Construction Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Construction Bank has total assets of CN¥40,923.0B and total equity of CN¥3,343.3B. Total deposits are CN¥32,218.3B, and total loans are CN¥24,876.0B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥5,442.8B.
Key information
12.2x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥32.22t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥5.44t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601939's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: 601939 has a sufficient allowance for bad loans (236%).
Low Risk Liabilities: 86% of 601939's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601939 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 601939's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 601939 has an appropriate level of bad loans (1.4%).