China Everbright Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Everbright Bank has total assets of CN¥6,884.7B and total equity of CN¥582.7B. Total deposits are CN¥4,648.7B, and total loans are CN¥3,919.1B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥856.3B.
Key information
11.8x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥4.65t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥856.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601818's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 601818 has a sufficient allowance for bad loans (187%).
Low Risk Liabilities: 74% of 601818's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601818 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 601818's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 601818 has an appropriate level of bad loans (1.2%).