Bank of Shanghai Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Shanghai has total assets of CN¥3,226.9B and total equity of CN¥247.1B. Total deposits are CN¥2,185.7B, and total loans are CN¥1,602.5B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥476.8B.
Key information
13.1x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | CN¥2.19t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥476.80b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601229's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: 601229 has a sufficient allowance for bad loans (277%).
Low Risk Liabilities: 73% of 601229's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601229 has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: 601229's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 601229 has an appropriate level of bad loans (1%).