Bank of Shanghai Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Shanghai has total assets of CN¥3,154.7B and total equity of CN¥245.7B. Total deposits are CN¥2,215.5B, and total loans are CN¥1,619.3B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥540.8B.
Key information
12.8x
Asset to equity ratio
1.3%
Net interest margin
Total deposits | CN¥2.22t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥540.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601229's Assets to Equity ratio (12.8x) is moderate.
Allowance for Bad Loans: 601229 has a sufficient allowance for bad loans (272%).
Low Risk Liabilities: 76% of 601229's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601229 has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: 601229's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 601229 has an appropriate level of bad loans (1%).