Chongqing Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Chongqing Rural Commercial Bank has total assets of CN¥1,491.5B and total equity of CN¥128.5B. Total deposits are CN¥996.3B, and total loans are CN¥666.7B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥308.0B.
Key information
11.6x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥996.32b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥307.99b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601077's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: 601077 has a sufficient allowance for bad loans (366%).
Low Risk Liabilities: 73% of 601077's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601077 has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: 601077's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 601077 has an appropriate level of bad loans (1.2%).