Wuxi Rural Commercial BankLtd Balance Sheet Health
Financial Health criteria checks 6/6
Wuxi Rural Commercial BankLtd has total assets of CN¥253.1B and total equity of CN¥22.8B. Total deposits are CN¥219.5B, and total loans are CN¥149.8B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥33.9B.
Key information
11.1x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥219.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥33.90b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600908's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: 600908 has a sufficient allowance for bad loans (503%).
Low Risk Liabilities: 95% of 600908's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600908 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 600908's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: 600908 has an appropriate level of bad loans (0.8%).