Hua Xia Bank Balance Sheet Health
Financial Health criteria checks 6/6
Hua Xia Bank has total assets of CN¥4,104.9B and total equity of CN¥312.9B. Total deposits are CN¥2,679.8B, and total loans are CN¥2,313.2B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥650.6B.
Key information
13.1x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | CN¥2.68t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥650.63b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 600015's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: 600015 has a sufficient allowance for bad loans (162%).
Low Risk Liabilities: 71% of 600015's liabilities are made up of primarily low risk sources of funding.
Loan Level: 600015 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 600015's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: 600015 has an appropriate level of bad loans (1.7%).