Qingdao Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Qingdao Rural Commercial Bank has total assets of CN¥475.4B and total equity of CN¥40.6B. Total deposits are CN¥310.3B, and total loans are CN¥258.6B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are CN¥22.6B.
Key information
11.7x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | CN¥310.25b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥22.57b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002958's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 002958 has a sufficient allowance for bad loans (237%).
Low Risk Liabilities: 71% of 002958's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002958 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 002958's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 002958 has an appropriate level of bad loans (1.8%).