Bank of Zhengzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Zhengzhou has total assets of CN¥645.7B and total equity of CN¥56.3B. Total deposits are CN¥373.9B, and total loans are CN¥392.6B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are CN¥44.3B.
Key information
11.5x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | CN¥373.86b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥44.27b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002936's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: 002936 has a sufficient allowance for bad loans (187%).
Low Risk Liabilities: 63% of 002936's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002936 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 002936's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: 002936 has an appropriate level of bad loans (1.9%).