Bank of Lanzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Lanzhou has total assets of CN¥481.0B and total equity of CN¥34.7B. Total deposits are CN¥376.9B, and total loans are CN¥289.2B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are CN¥78.9B.
Key information
13.9x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥376.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥78.87b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 001227's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: 001227 has a sufficient allowance for bad loans (205%).
Low Risk Liabilities: 84% of 001227's liabilities are made up of primarily low risk sources of funding.
Loan Level: 001227 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 001227's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 001227 has an appropriate level of bad loans (1.6%).