Bank of Suzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Suzhou has total assets of CN¥677.2B and total equity of CN¥50.5B. Total deposits are CN¥434.4B, and total loans are CN¥353.6B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are CN¥118.4B.
Key information
13.4x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥434.42b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥118.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002966's Assets to Equity ratio (13.4x) is moderate.
Allowance for Bad Loans: 002966 has a sufficient allowance for bad loans (542%).
Low Risk Liabilities: 69% of 002966's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002966 has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: 002966's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 002966 has an appropriate level of bad loans (0.8%).