Qingdao Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Qingdao Rural Commercial Bank has total assets of CN¥473.9B and total equity of CN¥40.1B. Total deposits are CN¥319.9B, and total loans are CN¥259.3B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are CN¥88.3B.
Key information
11.8x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥319.90b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥88.33b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002958's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 002958 has a sufficient allowance for bad loans (237%).
Low Risk Liabilities: 74% of 002958's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002958 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 002958's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 002958 has an appropriate level of bad loans (1.8%).