Bank of Zhengzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Zhengzhou has total assets of CN¥632.9B and total equity of CN¥55.6B. Total deposits are CN¥392.8B, and total loans are CN¥384.7B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CN¥77.9B.
Key information
11.4x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | CN¥392.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥77.90b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 002936's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: 002936 has a sufficient allowance for bad loans (193%).
Low Risk Liabilities: 68% of 002936's liabilities are made up of primarily low risk sources of funding.
Loan Level: 002936 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 002936's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: 002936 has an appropriate level of bad loans (1.7%).