Bank of Lanzhou Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Lanzhou has total assets of CN¥462.8B and total equity of CN¥34.2B. Total deposits are CN¥357.1B, and total loans are CN¥288.6B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are CN¥67.6B.
Key information
13.5x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | CN¥357.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥67.58b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 001227's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: 001227 has a sufficient allowance for bad loans (183%).
Low Risk Liabilities: 83% of 001227's liabilities are made up of primarily low risk sources of funding.
Loan Level: 001227 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 001227's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 001227 has an appropriate level of bad loans (1.6%).