China Zheshang Bank Balance Sheet Health
Financial Health criteria checks 6/6
China Zheshang Bank has total assets of CN¥3,161.7B and total equity of CN¥195.9B. Total deposits are CN¥2,257.3B, and total loans are CN¥1,726.4B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥560.5B.
Key information
16.1x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CN¥2.26t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥560.53b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601916's Assets to Equity ratio (16.1x) is moderate.
Allowance for Bad Loans: 601916 has a sufficient allowance for bad loans (177%).
Low Risk Liabilities: 76% of 601916's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601916 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 601916's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 601916 has an appropriate level of bad loans (1.5%).