Qilu Bank Balance Sheet Health
Financial Health criteria checks 6/6
Qilu Bank has total assets of CN¥624.8B and total equity of CN¥43.8B. Total deposits are CN¥425.8B, and total loans are CN¥308.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥86.7B.
Key information
14.3x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CN¥425.83b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥86.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601665's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: 601665 has a sufficient allowance for bad loans (290%).
Low Risk Liabilities: 73% of 601665's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601665 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 601665's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 601665 has an appropriate level of bad loans (1.3%).