Qilu Bank Balance Sheet Health
Financial Health criteria checks 6/6
Qilu Bank has total assets of CN¥668.1B and total equity of CN¥45.4B. Total deposits are CN¥459.9B, and total loans are CN¥324.1B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CN¥91.9B.
Key information
14.7x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥459.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥91.86b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601665's Assets to Equity ratio (14.7x) is moderate.
Allowance for Bad Loans: 601665 has a sufficient allowance for bad loans (298%).
Low Risk Liabilities: 74% of 601665's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601665 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 601665's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: 601665 has an appropriate level of bad loans (1.3%).