Bank of Changsha Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Changsha has total assets of CN¥1,123.1B and total equity of CN¥78.3B. Total deposits are CN¥725.4B, and total loans are CN¥537.7B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CN¥251.2B.
Key information
14.3x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | CN¥725.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥251.23b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601577's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: 601577 has a sufficient allowance for bad loans (315%).
Low Risk Liabilities: 69% of 601577's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601577 has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: 601577's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 601577 has an appropriate level of bad loans (1.1%).