Bank of Changsha Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Changsha has total assets of CN¥1,061.3B and total equity of CN¥70.5B. Total deposits are CN¥719.2B, and total loans are CN¥521.7B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are CN¥220.3B.
Key information
15x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | CN¥719.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥220.27b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601577's Assets to Equity ratio (15x) is moderate.
Allowance for Bad Loans: 601577 has a sufficient allowance for bad loans (313%).
Low Risk Liabilities: 73% of 601577's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601577 has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: 601577's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 601577 has an appropriate level of bad loans (1.1%).