Zhejiang Shaoxing RuiFeng Rural Commercial BankLtd Balance Sheet Health
Financial Health criteria checks 6/6
Zhejiang Shaoxing RuiFeng Rural Commercial BankLtd has total assets of CN¥206.5B and total equity of CN¥17.4B. Total deposits are CN¥154.6B, and total loans are CN¥113.3B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are CN¥22.3B.
Key information
11.9x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥154.58b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.9% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥22.27b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601528's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: 601528 has a sufficient allowance for bad loans (302%).
Low Risk Liabilities: 82% of 601528's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601528 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 601528's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 601528 has an appropriate level of bad loans (0.9%).