Zhejiang Shaoxing RuiFeng Rural Commercial BankLtd Balance Sheet Health
Financial Health criteria checks 6/6
Zhejiang Shaoxing RuiFeng Rural Commercial BankLtd has total assets of CN¥211.3B and total equity of CN¥18.1B. Total deposits are CN¥157.8B, and total loans are CN¥124.0B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CN¥23.2B.
Key information
11.7x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥157.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥23.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601528's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: 601528 has a sufficient allowance for bad loans (322%).
Low Risk Liabilities: 82% of 601528's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601528 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 601528's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 601528 has an appropriate level of bad loans (1%).