Bank of Beijing Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Beijing has total assets of CN¥4,027.3B and total equity of CN¥355.1B. Total deposits are CN¥2,744.2B, and total loans are CN¥2,315.0B. It earns a Net Interest Margin of 1.5%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥597.5B.
Key information
11.3x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | CN¥2.74t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥597.47b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 601169's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: 601169 has a sufficient allowance for bad loans (212%).
Low Risk Liabilities: 75% of 601169's liabilities are made up of primarily low risk sources of funding.
Loan Level: 601169 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 601169's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 601169 has an appropriate level of bad loans (1.2%).